Chandler Short Sales & Pre-Foreclosure

What exactly is a home short sale? A short sale happens when you sell a home for less than is owed to the lender(s), fees, closing costs and the seller is unable or unwilling to pay the difference.

Do you think you might need to do a short sale? What steps do you need to take before a short sale? Start with a CMA (Comparative Market Analysis) to see what similiar homes to yours are selling for. After the CMA, You should call your lender. Some lenders have programs to help you keep your home. I also have a list of HUD housing counselors that will work with Arizona home owners. You should also seek the advice of an attorney and a tax representative.

In today's Arizona real estate market, there are many reasons to reach the point where an owner needs to do a short sale. The top reasons seem to be loss of income, job transfer, and divorce. Some people who bought at the top of the market, got adjustable rate mortgages, or bought homes that have become unaffordable might feel they need to do short sale.

To get the lender to accept a lower amount than is owed on the property, you will need to show a hardship. You will also need to show the lender why a short sale is better for them than foreclosing on the home. In some cases, it costs less for the lender to accept a short sale than to go through a foreclosure. With multiple lenders, they must all approve the short sale terms and a foreclosure might benefit one of them better than a short sale.

Chandler Arizona Short Sales

When you find a property that interests you....give us a call! That way we can provide you with information on recent comparable sales and represent your best interest. In most cases we can even determine what the current owner paid for the property and when. We can help you purchase the home at the best possible price and terms and negotiate on your behalf...all at no cost to you!

Request Short Sale Home Evaluation (CMA)

Do you think you might need to do a short sale? Call for a free consultation. Do you need to know your home's current value? Just fill out this form for a free online home evaluation.
Please complete and submit the following Online Home Evaluation form. The more information given, the more accurate the evaluation. All information you provide is secure and will be kept strictly confidential.
To provide a more detailed Comparative Market Analysis, we would be more than happy to also assess your listing in person.

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